Like databoy said, a zener diode is the best way to do this. Have a look here, near the bottom of the page for a schematic.Since we don't know the specs on the cameras, it's hard to say what resistor value to use, but a 50-100ohm, 1/2watt resistor should work well. Someone feel free to correct me if I'm wrong, though.
I do not know where you obtained your electronics knowledge from.
The USB 5 volt supply is filtered and certified.
Part of schematics of some DIGIC2 camera (attached). RN4983 has 10 V maximum input voltage.
can it be assumed that all these chdk cams can withstand 10 V at max then? if yes, this should be added to the wiki and the first post of this thread very fast