Thanks for the tips.
I ended up trying cardtricks last night on my Windows, I was extremely frustrated at first, I could've been a little blinded by my own sleepiness but I couldn't see any links on how to install CHDK via cardtricks from within the cardtricks thread, or anywhere else directly related to downloaded cardtricks.
After quite a while of frustration I ended up finding this link CHDK For Newbies - How To Install - CHDK Wiki
and had it in no time, those are great instructions. They should really be one of the first things people see. And I think it could be edited to be a bit longer to include a few more basic things. This may be a community slightly aimed at the more advanced user, but if you want to get more people on the bus than you have to appeal to a broader range.
But I got it all set up, got allbest installed, found a motion detection script, and did some sweet lighter shots. Motion detection was really the main reason I wanted CHDK, and CHDK is the reason I picked the sd870, so it was nice to FINALLY be shooting what I wanted it for (didn't have a card reader until yesterday).
Thanks for the great program. I've written quite a few guides and tutorials and taught people in general, how to use different applications and techniques (although mainly with digital art), so I think I might take a crack at editing a couple things in the wiki, plus my fresh mind might help in making the newb sections more new-user friendly